Author Archive

Teenagers and young adults attract some of the highest auto insurance rates because they are the riskiest drivers according to auto insurance companies. Here are some of the reasons for this high risk.

Lack of Driving Record

Auto insurance companies use your past driving history to predict future driving behavior. Teenagers don’t have driving records that auto insurance carriers can evaluate. Insurance carriers err on the side of caution and raise rates for this age group for the carriers’ protection.

Recklessness

If you own a second home or a vacation property, consider turning the residence into a money-maker by renting it out to individuals visiting the area on vacation. A vacation rental can help you offset the cost of a second mortgage, help pay for taxes on your second property, and ensure that your secondary residence doesn’t sit empty for too long.

You will need to ensure that your investment is protected before you make the decision to rent out your second home. This means evaluating your insurance options and securing the right policy to help meet your vacation rental needs in the future.

Life insurance financially protects individuals and families from a variety of dangers, including cancer. However, a young person with a family history of cancer may not think that they need life insurance and then develop cancerous tumors. Unfortunately, they may struggle to find a policy to suit their needs after a cancer diagnosis. Learn about a few reasons to get a life insurance policy now.

Family History Often Indicates Increased Cancer Risk 

People with a family history of cancer should talk to their doctor about their potential for developing various types of tumors. Unfortunately, an increased cancer risk does seem to run in many families, which may have to do with multiple elements of their genetics. This risk increases depending on the number of people who had cancer in their family.