Adequate Insurance for Your Vacation Rental

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If you own a second home or a vacation property, consider turning the residence into a money-maker by renting it out to individuals visiting the area on vacation. A vacation rental can help you offset the cost of a second mortgage, help pay for taxes on your second property, and ensure that your secondary residence doesn’t sit empty for too long.

You will need to ensure that your investment is protected before you make the decision to rent out your second home. This means evaluating your insurance options and securing the right policy to help meet your vacation rental needs in the future.

People With Cancer Family Histories Should Buy Life Insurance Now

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Life insurance financially protects individuals and families from a variety of dangers, including cancer. However, a young person with a family history of cancer may not think that they need life insurance and then develop cancerous tumors. Unfortunately, they may struggle to find a policy to suit their needs after a cancer diagnosis. Learn about a few reasons to get a life insurance policy now.

Family History Often Indicates Increased Cancer Risk 

People with a family history of cancer should talk to their doctor about their potential for developing various types of tumors. Unfortunately, an increased cancer risk does seem to run in many families, which may have to do with multiple elements of their genetics. This risk increases depending on the number of people who had cancer in their family. 

Why Homes Fall Vacant and Are More Risky to Insurers

Written by Callis Insurance on . Posted in Uncategorized

You should inform your homeowner’s insurance carrier before your home falls vacant. The notification is necessary because vacant homes carry more risks to insurers than occupied homes. A home vacancy is not just an issue for those with multiple homes; even homeowners with single homes sometimes leave their homes vacant for prolonged periods.

Why Your Home May Fall Vacant

Auto Insurance and Your Summer Vacation

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When planning a vacation, it is easy to focus only on the fun parts of traveling, such as booking your rental property, packing for your travels, and finding fun local activities for your trip. However, you should also take a moment to understand how summer travels may affect your auto insurance coverage. Here are a few details to keep in mind during your upcoming vacations.

  1. Your Auto Insurance Policy Covers Other Drivers

If you plan to drive to your destination, you may want to share driving duties with your friends and family members. As long as the individual driving your car has permission to operate your vehicle, your auto insurance policy will cover them if they get into an accident while operating your vehicle.

How Residential Earthquake Insurance Works

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If you live in an area at high risk for earthquakes, understand that your standard home insurance policy doesn’t cover damage caused by earthquakes. While earthquake insurance is expensive, you stand to lose a lot without it given the potentially extensive damage such a disaster can cause.

Earthquake coverage is available as an endorsement to your home insurance policy or as a separate policy. Consider these factors when you buy a policy.

First Step Family Support Center

Written by Callis Insurance on . Posted in Uncategorized

First Step Family Support Center is a happy place where families come to learn, to play, to get resources that they need to keep their children warm and safe, and a place where families find caring staff members that want the best for parents and children.  

Our mission, our reason for being, is: “To promote the healthy development of children and families in Clallam County”.

First Step primarily serves low income families with children from zero to six years of age. In Clallam County, the majority of women giving birth, approximately 68% of women giving birth are considered low income with a family income at 210% of poverty or less.  We provide services to families in our facilities located at 323 and 325 East 6th Street in Port Angeles, as well as in the families’ homes throughout Clallam County through our home visiting programs. 

Why Do Millennials Need Life Insurance?

Written by Callis Insurance on . Posted in Uncategorized

Life insurance is a valuable protective service. Even though the benefits that this type of policy brings makes it a priority for many people, one specific age group isn’t taking advantage of this insurance option. The Millennial generation isn’t buying life insurance at the same rates as the generations before them.

Whether you’re a millennial yourself or a parent or family member of a millennial who doesn’t have life insurance, understanding the importance of purchasing a policy is absolutely essential. If you think that life insurance is only for retired or the elderly, then take a look at what young adults need to know about this type of coverage.

Callis Insurance

Phone: 360.452.2314
Toll Free: 877.342.1102
Fax: 360.452.1701

Port Angeles Office

802 E 1st Street, Ste 3
Port Angeles, WA 98362

Bremerton Office

1000 6th St, Suite 120
Bremerton, WA 98337

Business Hours:

Monday - Friday

8:30am - 5pm