Renting an apartment is a common first step on the road to owning a home. And when you rent, you might not know what your insurance coverage options are — homeowners insurance usually covers a person’s belongings, but you’re not a homeowner yet.
With renters insurance, your belongings are protected in the event of a disaster, theft, or other catastrophes. If you’re in the market for renters insurance in the Bremerton, WA, area, contact Callis Insurance.
What Is Renters Insurance?
Many people are familiar with homeowners insurance — it covers the property, belongings, and people in the event of an accident or disaster. Renters insurance is similar. Renters insurance covers your belongings and your guests in the event of an accident.
If your apartment is flooded or stolen from, your renters insurance will cover the damage or theft of your belongings. Any damage to the property will be the owner’s responsibility.
Because renters insurance only covers your belongings and not the property itself, it’s often much less expensive than homeowners insurance. The average renters insurance policy costs about $9 a month and covers $20,000 in personal property and $100,000 in liability.
Renters insurance is easy to get and very inexpensive, so don’t wait to get coverage on your belongings. With a multi-policy discount, the average consumer saves more on their auto insurance than the cost of the renters policy.
How Can Callis Insurance Help?
Callis Insurance is an independent insurance agency, meaning we aren’t beholden to one coverage provider. We work with major insurance providers to find a policy that offers the coverage you need, and we don’t stop until you’re satisfied with your policy. We want you to feel secure with the coverage you choose.